1/18/2024 0 Comments Klarna slice it paymentsSpecial Purchase offers are made at our discretion, are not available for all Purchases and cannot be changed by customer request. We may make special offers to you, for certain Purchases, which may include a reduced rate of interest or no interest for a particular period, a specific repayment schedule and other terms that affect the way you repay the credit for such Purchases (“Special Purchases”). The Standard Rate is also charged on fees (if any) on which interest has become payable. It is charged daily on the balance outstanding of all Purchases other than Special Purchases. The standard interest rate is 0.047 % per day, which results in an effective annual rate of 18.9 %. Interest is calculated on a daily basis and added to your Account each month on the date we produce your statement. Interest is charged, starting on the Transaction Date, on the balance outstanding on your Account for Purchases, with each Purchase being added to the balance on its Transaction Date. There will be no charge for exceeding your limit.įor any Purchase made with the Account, “the Transaction Date” is the day when the goods are dispatched or, for a service, when the service is made available to you. We may allow you to temporarily exceed your credit limit if you meet our credit assessment criteria at that time. We may suspend your right to credit under this Agreement in accordance with Section 8 below. The Account may only be used by you and you must inform us as soon as possible if you suspect any unauthorized use of it. You may use your Account to make Purchases provided that the balance of credit, interest, charges and fees outstanding are not taken over the credit limit and provided that you have kept up to date with your minimum monthly payments. When you make a Purchase with your Account, we will pay the Supplier on your behalf and you will repay us in accordance with the terms of this Agreement. We will provide you with credit on the terms set out below by allowing you to pay for online purchases from Suppliers (“Purchases”) with your Account. We will notify you of a reduction in your credit limit before it takes effect. We may also reduce your credit limit but not so as to take it below the outstanding balance on the Account. We may also assess your eligibility for a credit limit increase when you take steps towards making a purchase with your Account that would take you over your current credit limit. If you do not want us to increase your limit without your request, you can tell us not to. We may increase your credit limit from time to time and will notify you of any change. We will review your credit limit from time to time. We will determine your credit limit when we open your Account and give you notice of it. This Agreement will be made and come into force if, after you have electronically signed this agreement form, we accept your application for credit and give you written confirmation that the Agreement has been made. This agreement for running-account credit (“Agreement”) is made between Klarna and you to finance purchases that you pay for with your account under the Agreement (“the/your Account” or “Klarna Credit”) from online suppliers who accept this payment method (“Suppliers”).
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